Apply For Membership

"By holding as little as €5 euro in your account you will be a member for life"

To become a member of Castlebar Credit Union you must either live or work within the Castlebar Common Bond Area.
In line with current legislation (Criminal Justice Act 1994) you must provide proof of identity with the following
	Picture ID: i.e. Valid Passport, Drivers Licence or Official identity Card.
	Proof of address: i.e. Household Bill, Bank Statement (within 3 months)
	Under the terms of the Taxation on Savings Income Directive, every member must provide details of their PPS Number: i.e. P60, Payslip, Tax Credits letter, PPSN Card.
	Note: There are alternative arrangements in place for establishing the identity of persons who do not possess the above documentation. We regret any inconvience this may cause.
You can also open an account for your children, if your child is under 7 years old, you can open the account yourself with their Birth Cert, Picture ID & Proof of address of the parent. If your child is 7 year, or older, old we recommend your child accompany you to the office to open the account, and sign their account book, and they can avail of a Credit Union School Pack.
	Did you know if you already have full membership with Castlebar Credit Union, a member of your household, living at your address, can also qualify for full membership.
	Nomination - New & Current Members advised to complete.
	Free LP/LS.
	Savings Guaranteed on the double; Members of Castlebar Credit Union benefit from the double protection of the ILCU savings protection scheme which currently stand at more that €110 million as well as the Governments Deposit Guarantee of €100,000.
Please note you will be asked if you require a Regular Share Account or a Special Share Account. A regular share account will mean you declare your own DIRT tax to Revenue, a Special Share account means we will deduct the DIRT on your behalf @ the rate of 23%[correct at 23/11/09]. DIRT means “Deposit Interest Retention Tax”, so whatever dividend you earn each year on your savings, you are liable to play 23% of the dividend to revenue [correct at 23/11/09].
Every person who saves in the credit union is an owner, and has a say in its running. Each member has one vote, because as a democratic financial co-operative, the credit union is controlled by its members, the people who save and borrow from it. People like you.
When you become a member and start saving with us you will have access to fair and reasonable rates on savings and loans. So, whatever your plans for the future – we will give you a fair deal.
	We at Castlebar Credit Union have expanded our services to help you our members to manage your financial needs;
	Checking your account online through www.castlebarcu.ie
	Online Loan Applications
	Loan or saving lodgements by automated standing order from your bank
	Loan or savings deduction directly from your wages (over 40 local business are involved in deduction schemes)
	Credit Union ATM Cash Card
Even though we have all these extra services in place, we are delighted that our members are very active in visiting our offices in Castlebar, Balla and Carnacon for general enquiries, lodgements, withdrawals, completing loan applications, foreign exchange, western union and bill pay. The main driving force of our Credit Union is its friendly & helpful staff and we are delighted to make “our place – your place “.